cash or credit

Posted by Sherry on July 6, 2008

We use our credit card for just about everything we buy. It simplifies accounting and is just plain handy.

The pile of mail delivered when we got home from our travels included our credit card statement/bill. It showed about half of our trip charges, and I was pleased with how few service fees we incurred for the currency exchange from pounds to dollars. I was not pleased to see a $879 charge for an airline ticket from LIS to LTN, which we did not purchase. It meant reporting it as fraud, which led to the cancellation of our card.

Our new cards arrived in Saturday’s mail, so I quickly went online to update our auto-pay accounts before any of them notice we were out of commission for a while. The hardest part of this “ordeal” was relearning how to pay cash for our purchases. It is downright pathetic how spoiled I am to not have to think about whether or not I have enough money in my purse to buy something. I’m far from an extravagant spender (and we never carryover a balance), but I realized after a few credit-cardless days just how dependent I am on that piece of plastic.

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